Quick answer
Excavator finance may be available for new and used machines when the asset, business use and repayment position make sense.
- New and used excavators
- Dealer or private sale
- Attachments may be considered
- Asset age and hours matter
Excavator finance can support businesses buying compact excavators, larger machines and related earthmoving equipment. Lenders will usually consider the machine age, hours, condition, purchase price and how the asset will be used commercially.
What lenders may look at
- Machine age, hours and condition
- Dealer invoice or private sale details
- Business trading history and bank conduct
- Whether the machine suits the intended work
Frequently asked questions
Yes. Used excavator finance may be possible, although age, hours and condition can affect lender appetite.
Sometimes. Buckets, grabs and other attachments may be considered where they are part of the commercial asset purchase.